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A policy loan based on a percentage of the gross cash value subject to deduction of outstanding loan or APL if any can be granted. If youre a spoon your hips are much larger than your bust.


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. Your hips have a shelf-like appearance and you have a well defined waist. Our body shape calculator needs four measurements to determine your body type accurately. It is the transfer of ownership of a life assurance policy to a separate entity assignee.

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